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Bajaj Housing Finance Limited
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Registered Details

BAJAJ HOUSING FINANCE LIMITED

All Companies ›

Maharashtra ›

Finance ›

Active

Updated: 27 Jun 2025

The company provides finance services. It offers two-wheelers and three-wheelers loan to individuals and coprates for purchase, construction, and renovation of real estate properties.

Bajaj Housing Finance Limited, is an unlisted public company incorporated on 13 June, 2008. It is classified as a public limited company and is located in , . It's authorized share capital is INR 9,000.00 cr and the total paid-up capital is INR 8,332.33 cr.

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Industry and products

Finance

Balance Transfer Loan, Developer Finance etc, Against Property Loan, Home Loan, Against Property For Professionals

Company size

Auth Capital

₹ 9,000.0 Cr

Paidup Capital

₹ 8,332.3 Cr

Revenue

₹ 3750-4000 cr

Key Metrics

** All rupee values in INR crores. Based on March 2022 numbers.

Total Revenue

19.39%

₹ 3,767.1

EBITDA

20.78%

₹ 3,140.5

Net Profit

56.58%

₹ 709.6

Networth

11.76%

₹ 6,741.4

Borrowings

31.3%

₹ 41,492.3

Assets

28.18%

₹ 48,527.1

Gross Margin

- %

Operating Margin

0.96

83.4 %

Net Profit Margin

4.48

18.8 %

Return on Equity

3.02

10.5 %

ROCE

269.3

679.1 %

Debt to Equity

0.91

6.2

Sales

Mar 2022

Net worth

Mar 2022

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Locations

India (1)

State	Type	Address

Locations on Map

People

Designation	Name	DIN/PAN	Tenure
Director	Rajeev Jain Shareholder	01550158	3 years
Director	Arindam Bhattacharya	01570746	3 years
Managing Director	Atul Jain Shareholder	09561712	3 years
Director	Sanjivnayan Bajaj Shareholder	00014615	8 years
Director	Anami Narayan Prema Roy	01361110	5 years
Director	Jasmine Arish Chaney	07082359	2 years
Director	Srirama Madakasira Narasimha Swamy	10367727	1 years

Financial Highlights

** All numbers in INR crores

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Sales	145.4	1,149.1	2,646.0	3,154.7	3,766.7
Operating profit	80.4	833.6	2,206.4	2,600.2	3,140.5
Net profit	22.3	-38.9	-146.1	453.2	709.6
Gross margin	100.0	-	-	-	-
Operating margin	55.3	72.5	83.4	82.4	83.4
Net margin	15.1	-3.4	-5.5	14.4	18.8
Networth	1,547.2	3,658.3	5,585.1	6,032.2	6,741.4
Borrowings	2,914.2	15,236.1	25,600.4	31,600.6	41,492.3
Assets	4,715.6	19,257.8	31,372.4	37,859.3	48,527.1
Debt to equity	1.9	4.2	4.6	5.2	6.2
Current ratio	3.0	-	-	-	-
ROE	1.4	-1.1	-2.6	7.5	10.5
Days payable	-	-	-	-	-
WC days	2,068.0	-	-	-	-

Margins

Gross margin

Operating margin

Net margin

Balance Sheet

₹

** All numbers in INR crores

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Equity Capital	1,550.0	3,550.0	4,883.3	4,883.3	4,883.3
Reserves	-2.8	108.3	701.8	1,148.9	1,858.0
Borrowings +	2,914.2	15,236.1	25,600.4	31,600.6	41,492.3
Long term borrowings	2,728.4	15,236.1	25,600.4	31,600.6	41,492.3
Short term borrowings	185.8	-	-	-	-
Trade payables +	6.8	16.0	30.6	20.9	36.4
Days payable	-	-	-	-	-
Other liabilities +	254.2	363.4	186.9	226.5	293.4
Other non-current liabilities	27.4	-	11.4	-	-
Other current liabilities	220.0	347.3	144.8	205.6	257.0
Total liabilities	4,715.6	19,257.8	31,372.4	37,859.3	48,527.1
Fixed Assets +	3.1	37.9	85.8	78.9	98.7
Tangible assets	3.0	31.4	77.8	64.3	78.1
CWIP	-	-	-	-	1.5
Intangible assets	-	6.6	8.0	14.6	19.1
LT loans and advances	3,462.3	17,331.6	27,975.4	33,418.9	46,482.1
Other non-current assets	14.0	1,776.1	2,523.0	3,584.7	1,292.9
Current assets +	1,236.2	112.3	788.2	776.9	653.4
Inventories	-	-	-	-	-
Trade receivables	-	3.3	118.4	310.7	237.3
Cash and cash equivalents	110.7	107.0	658.7	461.8	407.0
ST loans and advances	133.3	-	-	-	-
Other current assets	992.2	2.0	11.1	4.5	9.1
Total assets	4,715.6	19,257.8	31,372.4	37,859.3	48,527.1

Percentage of assets	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Equity Capital	32.87	18.43	15.57	12.9	10.06
Reserves	-0.06	0.56	2.24	3.03	3.83
Borrowings +	61.8	79.12	81.6	83.47	85.5
Long term borrowings	57.86	79.12	81.6	83.47	85.5
Short term borrowings	3.94	0.0	0.0	0.0	0.0
Trade payables	0.14	0.08	0.1	0.06	0.08
Other liabilities +	5.39	1.89	0.6	0.6	0.6
Other non-current liabilities	0.58	0.0	0.04	0.0	0.0
Other current liabilities	4.67	1.8	0.46	0.54	0.53
Total liabilities
Fixed Assets +	0.06	0.2	0.27	0.21	0.2
Tangible assets	0.06	0.16	0.25	0.17	0.16
CWIP	0.0	0.0	0.0	0.0	0.0
Intangible assets	0.0	0.03	0.03	0.04	0.04
LT loans and advances	73.42	90.0	89.17	88.27	95.79
Other non-current assets	0.3	9.22	8.04	9.47	2.66
Current assets +	26.22	0.58	2.51	2.05	1.35
Inventories	0.0	0.0	0.0	0.0	0.0
Trade receivables	0.0	0.02	0.38	0.82	0.49
Cash and cash equivalents	2.35	0.56	2.1	1.22	0.84
ST loans and advances	2.83	0.0	0.0	0.0	0.0
Other current assets	21.04	0.01	0.04	0.01	0.02
Total assets

Total assets

Profit & Loss

₹

** All numbers in INR crores

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Sales +	145.4	1,149.1	2,646.0	3,154.7	3,766.7
Sales growth %	27779665.17	690.34	130.26	19.22	19.4
Expenses +	114.7	1,007.0	2,078.8	2,542.1	2,807.3
Cost of goods	-	-	-	-	-
Employee cost	18.2	218.9	248.5	245.8	348.8
Other costs	46.9	96.6	191.1	308.7	277.4
Operating profit +	80.4	833.6	2,206.4	2,600.2	3,140.5
Operating margin %	55.3	72.5	83.4	82.4	83.4
Other income	2.3	0.2	0.2	0.6	0.5
Interest	49.6	684.7	1,616.0	1,965.9	2,155.3
Depreciation	0.1	6.8	23.1	21.8	25.8
Exceptional items	-	-6.4	-	-	-
Profit before tax	33.0	148.7	567.4	613.2	959.9
Tax	10.7	38.9	146.1	160.0	250.2
Profit - disc. ops	-	-	-	-	-
Net profit	22.3	-38.9	-146.1	453.2	709.6
Net margin %	15.1	-3.4	-5.5	14.4	18.8

Precentage of total income	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Sales	98.42	99.98	99.99	99.98	99.99
Expenses +	77.67	87.62	78.56	80.57	74.52
Cost of goods	0.0	0.0	0.0	0.0	0.0
Employee cost	12.29	19.05	9.39	7.79	9.26
Other costs	31.72	8.4	7.22	9.78	7.36
Operating profit	54.4	72.53	83.38	82.41	83.36
Other income	1.58	0.02	0.01	0.02	0.01
Interest	33.55	59.57	61.07	62.3	57.21
Depreciation	0.1	0.59	0.87	0.69	0.68
Exceptional items	0.0	-0.56	0.0	0.0	0.0
Profit before tax	22.33	12.94	21.44	19.43	25.48
Tax	7.24	3.38	5.52	5.07	6.64
Profit - disc. ops	0.0	0.0	0.0	0.0	0.0
Net profit	15.1	-3.38	-5.52	14.36	18.84

Revenue from operations

Ratios

	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022
Solvency +
Total Debt/Equity	1.9	4.2	4.6	5.2	6.2
Net Debt/Equity	1.8	4.1	4.5	5.2	6.1
Total Debt/Assets	0.6	0.8	0.8	0.8	0.9
Total Assets/Equity	3.0	5.3	5.6	6.3	7.2
Liquidity +
Current Ratio	3.0	-	-	-	-
Quick Ratio	3.0	-	-	-	-
Interest Coverage	1.6	-	-	-	-
Performance
Gross Margin	100.0	-	-	-	-
Operating Margin	55.3	72.5	83.4	82.4	83.4
Net Margin	15.1	-3.4	-5.5	14.4	18.8
Return +
Return on Equity	1.4	-1.1	-2.6	7.5	10.5
Pre-tax ROCE	9.7	-387.9	312.5	409.8	679.1
Return on Assets	0.5	-0.2	-0.5	1.2	1.5
Pre-tax ROIC	1.8	4.4	7.2	6.9	6.5
Efficiency +
Days Payable	-	-	-	-	-
Days Inventory	-	-	-	-	-
Days Receivable	0.0	-	-	-	-
Fixed Asset Turnover	47.7	30.3	30.9	40.0	38.2
Total Asset Turnover	0.0	0.1	0.1	0.1	0.1
Working Capital
Cash Conversion Cycle	0.0	-	-	-	-
Working Capital Days	2,068.0	-	-	-	-

Ratios

Current ratio

Debt/equity ratio

Charges on assets

Bank wise

Charges

Catalyst Trusteeship Limited

No. of Loans: 39

Total Amount : 88,502.0 cr

National Housing Bank

No. of Loans: 3

Total Amount : 10,697.0 cr

Catalyst Trustee

No. of Loans: 1

Total Amount : 750.0 cr

No. of Loans: 1

Total Amount : 500.0 cr

The Federal Bank Limited

No. of Loans: 1

Total Amount : 0.0 cr

Punjab National Bank

No. of Loans: 1

Total Amount : 0.0 cr

IDBI Bank Limited

No. of Loans: 1

Total Amount : 0.0 cr

The Shamrao Vithal Co-operative Bank Limited

No. of Loans: 1

Total Amount : 0.0 cr

DBS BANK INDIA LIMITED

No. of Loans: 1

Total Amount : 0.0 cr

Central Bank of India

No. of Loans: 1

Total Amount : 0.0 cr

Indian Bank

No. of Loans: 1

Total Amount : 0.0 cr

Canara Bank

No. of Loans: 1

Total Amount : 0.0 cr

THE COSMOS BANK LIMITED

No. of Loans: 1

Total Amount : 0.0 cr

Bank of Baroda

No. of Loans: 1

Total Amount : 0.0 cr

The Karur Vysya Bank Limited

No. of Loans: 1

Total Amount : 0.0 cr

BANDHAN BANK LIMITED

No. of Loans: 1

Total Amount : 0.0 cr

Bank of India

No. of Loans: 1

Total Amount : 0.0 cr

Union Bank of India

No. of Loans: 1

Total Amount : 0.0 cr

Charge Holder	Amount	Date of creation/modification
Catalyst Trusteeship Limited	51,425.0 cr	16 Jun, 2025
National Housing Bank	700.0 cr	16 Jun, 2025
Catalyst Trusteeship Limited	1,000.0 cr	02 May, 2025
Catalyst Trusteeship Limited	1,500.0 cr	09 Apr, 2025
Catalyst Trusteeship Limited	2,875.0 cr	08 Jan, 2025
Catalyst Trusteeship Limited	500.0 cr	20 Dec, 2024
National Housing Bank	4,997.0 cr	18 Nov, 2024
Catalyst Trusteeship Limited	1,500.0 cr	17 Oct, 2024
Catalyst Trusteeship Limited	550.0 cr	04 Oct, 2024
Punjab National Bank	0.0 cr	30 Jul, 2024
Catalyst Trusteeship Limited	1,150.0 cr	23 Jul, 2024
Catalyst Trusteeship Limited	2,850.0 cr	15 Jul, 2024
Catalyst Trusteeship Limited	1,520.0 cr	09 Jul, 2024
Catalyst Trusteeship Limited	500.0 cr	15 May, 2024
Catalyst Trusteeship Limited	4,500.0 cr	08 May, 2024
Catalyst Trusteeship Limited	565.0 cr	23 Apr, 2024
Catalyst Trusteeship Limited	535.0 cr	08 Apr, 2024
Catalyst Trusteeship Limited	500.0 cr	15 Mar, 2024
Catalyst Trusteeship Limited	500.0 cr	29 Feb, 2024
Catalyst Trusteeship Limited	1,000.0 cr	16 Feb, 2024
Catalyst Trusteeship Limited	500.0 cr	09 Feb, 2024
Catalyst Trusteeship Limited	1,000.0 cr	18 Jan, 2024
Catalyst Trusteeship Limited	500.0 cr	27 Oct, 2023
-	500.0 cr	19 Oct, 2023
National Housing Bank	5,000.0 cr	21 Sep, 2023
Catalyst Trusteeship Limited	850.0 cr	01 Sep, 2023
Catalyst Trusteeship Limited	500.0 cr	26 May, 2023
Catalyst Trusteeship Limited	500.0 cr	28 Apr, 2023
Catalyst Trusteeship Limited	2,000.0 cr	13 Apr, 2023
Catalyst Trusteeship Limited	2,000.0 cr	13 Apr, 2023
Catalyst Trustee	750.0 cr	24 Jan, 2023
Catalyst Trusteeship Limited	725.0 cr	14 Dec, 2022
Catalyst Trusteeship Limited	250.0 cr	08 Dec, 2022
Catalyst Trusteeship Limited	1,500.0 cr	18 Nov, 2022
Catalyst Trusteeship Limited	390.0 cr	09 Nov, 2022
Catalyst Trusteeship Limited	475.0 cr	14 Oct, 2022
Catalyst Trusteeship Limited	500.0 cr	23 Sep, 2022
Catalyst Trusteeship Limited	500.0 cr	08 Sep, 2022
Catalyst Trusteeship Limited	625.0 cr	12 Aug, 2022
Catalyst Trusteeship Limited	1,050.0 cr	21 Jul, 2022
Catalyst Trusteeship Limited	841.0 cr	01 Jul, 2022
Catalyst Trusteeship Limited	255.0 cr	23 May, 2022
Catalyst Trusteeship Limited	300.0 cr	27 Jan, 2022
Catalyst Trusteeship Limited	50.0 cr	17 Dec, 2021
Catalyst Trusteeship Limited	221.0 cr	29 Oct, 2021
IDBI Bank Limited	0.0 cr	14 Oct, 2021
The Shamrao Vithal Co-operative Bank Limited	0.0 cr	11 Aug, 2021
DBS BANK INDIA LIMITED	0.0 cr	09 Aug, 2021
Central Bank of India	0.0 cr	03 Aug, 2021
Indian Bank	0.0 cr	03 Aug, 2021
Bank of India	0.0 cr	31 Jul, 2021
Union Bank of India	0.0 cr	29 Jul, 2021
The Karur Vysya Bank Limited	0.0 cr	28 Jul, 2021
Canara Bank	0.0 cr	28 Jul, 2021
Bank of Baroda	0.0 cr	15 Jun, 2021
BANDHAN BANK LIMITED	0.0 cr	17 May, 2021
THE COSMOS BANK LIMITED	0.0 cr	31 Mar, 2021
The Federal Bank Limited	0.0 cr	31 Mar, 2021

Charges

Catalyst Trusteeship Limited

National Housing Bank

Catalyst Trustee

Others

Company Network

Companies connected through Directors

Name	Status	Paid up Capital	Common Directors	Address
MAHARASHTRA SCOOTERS LTD	Active	11.4 Cr	1	Maharashtra
MAHAKALPA AROGYA PRATISTHAN	Active	0.0	1	Maharashtra
BHOOPATI SHIKSHAN PRATISTHAN	Active	0.0	1	Maharashtra
RAHUL SECURITIES PVT LTD	Active	20.0 L	1	Maharashtra
KAMALNAYAN INVESTMENT AND TRADING PVT LTD	Active	10.0 L	1	Maharashtra
RUPA EQUITIES PRIVATE LIMITED	Active	20.0 L	1	Maharashtra
SANRAJ NAYAN INVESTMENTS PRIVATE LIMITED	Active	100.0 Cr	1	Maharashtra
BAJAJ HOUSING FINANCE LIMITED	Active	7,819.6 Cr	7	Maharashtra
BAJAJ SEVASHRAM PRIVATE LIMITED	Active	1.7 Cr	1	Maharashtra
BACHHRAJ FACTORIES PRIVATE LIMITED	Active	30.0 L	1	Maharashtra
INDIAN SCHOOL OF BUSINESS	Active	0.0	1	Telangana
BAJAJ HOLDINGS & INVESTMENT LIMITED.	Active	111.3 Cr	2
BACHHRAJ AND COMPANY PRIVATE LIMITED	Active	30.0 L	1
BAJAJ ALLIANZ LIFE INSURANCE COMPANY LIMITED	Active	150.7 Cr	1
BAJAJ FINSERV ASSET MANAGEMENT LIMITED	Active	675.0 Cr	1
JAMNALAL SONS PRIVATE LIMITED	Active	5.0 L	1
BAJAJ FINANCE LIMITED	Active	621.4 Cr	4	Maharashtra
BAJAJ FINSERV LIMITED	Active	159.8 Cr	3	Maharashtra
BAJAJ AUTO HOLDINGS LIMITED	Active	24.5 L	1	Maharashtra
BAJAJ ALLIANZ GENERAL INSURANCE COMPANY LIMITED	Active	110.2 Cr	1	Maharashtra
BAJAJ AUTO LIMITED.	Active	279.3 Cr	2	Maharashtra
VANDANA FOUNDATION	Active	5.0 L	1	Maharashtra
MAYAR HEALTH RESORTS LIMITED	Active	22.0 Cr	1	Delhi
GOOD HOST SPACES PRIVATE LIMITED	Active	2.2 Cr	1	Maharashtra
SIEMENS LIMITED	Active	71.2 Cr	1	Maharashtra
FLEUR HOTELS PRIVATE LIMITED	Active	97.8 Cr	1	Delhi
AUSB FARMS LLP	Active	1.0 L	1	Delhi
INFO EDGE (INDIA) LIMITED	Active	129.6 Cr	1	Delhi
LF RETAIL PRIVATE LIMITED	Active	1.0 L	1	Maharashtra
BAJAJ FINSERV HEALTH LIMITED	Active	2.5 Cr	1
BAJAJ FINSERV DIRECT LIMITED	Active	327.4 Cr	1
BAJAJ FINANCIAL SECURITIES LIMITED	Active	1,258.7 Cr	1	Maharashtra
TRANSACTION ANALYSTS (INDIA) PRIVATE LIMITED	Active	1.2 Cr	1	Telangana

Subsidiary Companies

Name	State / Country	Incorporation Year	Paidup Capital
BAJAJ FINANCIAL SECURITIES LIMITED	Maharashtra	2010	₹ 1,258.7 Cr

Tofler Score

Good

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Good

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Excellent

Risk

Severe Risk

No risks identified

Moderate Risk

HIGH LEVERAGE
LOW INTEREST COVERAGE

Low Risk

NET MARGIN DETERIORATING

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CIN

L65910PN2008PLC132228

PAN

AADCB6018P

Incorporation

2008, 17.3 years

Company Email

atul.patni@bajajfinserv.in

Paid up Capital

₹ 8,332.3 Cr

Authorised Capital

₹ 9,000.0 Cr

AGM

Jul 2024

Type

Public

Others

FAQ - BAJAJ HOUSING FINANCE LIMITED

What is the incorporation date of BAJAJ HOUSING FINANCE LIMITED?

The incorporation date of BAJAJ HOUSING FINANCE LIMITED is 13 June, 2008

What is the authorized share capital of BAJAJ HOUSING FINANCE LIMITED?

The authorized share capital of BAJAJ HOUSING FINANCE LIMITED is INR ₹ 9,000.0 Cr.

What is the paid-up capital of BAJAJ HOUSING FINANCE LIMITED?

The paid-up capital of BAJAJ HOUSING FINANCE LIMITED is INR ₹ 8,332.3 Cr.

What is the registered address of BAJAJ HOUSING FINANCE LIMITED?

The registered address of BAJAJ HOUSING FINANCE LIMITED is Bajaj Auto Limited Complex Mumbai-Pune Road, Akurdi, PUNE, Maharashtra, India, 411035 - 411035

What is the CIN number of BAJAJ HOUSING FINANCE LIMITED?

The CIN number of BAJAJ HOUSING FINANCE LIMITED is L65910PN2008PLC132228.

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