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VIRUTCHAM MICROFINANCE LIMITED

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VIRUTCHAM MICROFINANCE LIMITED
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Updated: 25 Sep 2025

Virutcham Microfinance Limited, is an unlisted public company incorporated on 08 July, 2008. It is classified as a public limited company and is located in , Tamil Nadu. It's authorized share capital is INR 20.00 cr and the total paid-up capital is INR 18.02 cr.

Virutcham Microfinance Limited's operating revenue range is INR 1 cr - 100 cr for the financial year ending on 31 March, 2023. It's EBITDA has increased by 48.41% over the previous year. At the same time, it's book networth has increased by 7.75%.

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Industry and products
Finance
  • Other financial activities, Granting loans to individuals
Company size
Auth Capital
₹ 20.0 Cr
Paidup Capital
₹ 18.0 Cr
Revenue
₹ 10-25 cr
# Key metrics of Virutcham Microfinance Limited - All rupee values in INR crores. Based on March 2023 numbers. | Metric | Value | Change | |---|---|---| | Auth Capital | ₹ 20.0 Cr | | | Paidup Capital | ₹ 18.0 Cr | | | Revenue | ₹ 10-25 cr | | | Total Revenue | Details available with Tofler Pro subscription | 41.05% | | EBITDA | Details available with Tofler Pro subscription | 48.41% | | Net Profit | Details available with Tofler Pro subscription | 21.7% | | Networth | Details available with Tofler Pro subscription | 7.75% | | Borrowings | Details available with Tofler Pro subscription | -18.05% | | Assets | Details available with Tofler Pro subscription | 47.55% | | Gross Margin | Details available with Tofler Pro subscription | 0.0 | | Operating Margin | Details available with Tofler Pro subscription | 1.73 | | Net Profit Margin | Details available with Tofler Pro subscription | -1.41 | | Return on Equity | Details available with Tofler Pro subscription | 0.83 | | ROCE | Details available with Tofler Pro subscription | 3.37 | | Debt to Equity | Details available with Tofler Pro subscription | -0.61 |
Key Metrics

** All rupee values in INR crores. Based on March 2023 numbers.

Total Revenue
41.05%
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EBITDA
48.41%
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Net Profit
21.7%
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Networth
7.75%
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Borrowings
-18.05%
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Assets
47.55%
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Gross Margin
-
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Operating Margin
1.73
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Net Profit Margin
-1.41
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Return on Equity
0.83
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ROCE
3.37
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Debt to Equity
-0.61
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Sales
Mar 2023
Net worth
Mar 2023

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Locations

indian flag India (1)
State Type Address

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People

Designation Name DIN/PAN Tenure
Director Alex Francisco Nicholas
Shareholder
06968258 11 years
Director Devesahayam Asokan
Shareholder
07031456 10 years
Managing Director Soosai Charles Selvaraj
Shareholder
07640803 9 years
Director Antony Rayappan A Cruz Antony 06995604 7 years
Director John Ohilvi 03332867 2 years

Financial Highlights

** All numbers in INR crores
Mar 2019 Mar 2020 Mar 2021 Mar 2022 Mar 2023
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Margins

Gross margin
Operating margin
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Balance Sheet

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Total assets

Charges on assets

Bank wise
Charges
1

State Bank of India

No. of Loans: 2

Total Amount : 28.0 cr

2

Union Bank of India

No. of Loans: 3

Total Amount : 23.0 cr

3

Indian Overseas Bank

No. of Loans: 1

Total Amount : 20.0 cr

4

MAANAVEEYA DEVELOPMENT & FINANCE PRIVATE LIMITED

No. of Loans: 2

Total Amount : 11.0 cr

5

TamilNadu Industrial Investment Corporation Limited

No. of Loans: 1

Total Amount : 10.0 cr

6

Friends of WWB, INDIA

No. of Loans: 2

Total Amount : 8.0 cr

7

BLACKSOIL CAPITAL PRIVATE LIMITED

No. of Loans: 1

Total Amount : 6.0 cr

8

Canara Bank

No. of Loans: 1

Total Amount : 5.0 cr

9

Tamilnad Mercantile Bank Limited

No. of Loans: 2

Total Amount : 4.5 cr

10

IDFC First Bank Limited

No. of Loans: 1

Total Amount : 4.0 cr

11

SHRIRAM FINANCE LIMITED

No. of Loans: 2

Total Amount : 4.0 cr

12

RAR FINCARE LIMITED

No. of Loans: 2

Total Amount : 3.0 cr

13

Dhanlaxmi Bank Limited

No. of Loans: 1

Total Amount : 3.0 cr

14

Bank of Maharashtra

No. of Loans: 1

Total Amount : 3.0 cr

15

Electronica Finance Limited

No. of Loans: 1

Total Amount : 2.5 cr

16

INCRED FINANCIAL SERVICES LIMITED

No. of Loans: 1

Total Amount : 2.0 cr

17

USHA FINANCIAL SERVICES LIMITED

No. of Loans: 1

Total Amount : 2.0 cr

18

GROW MONEY CAPITAL PRIVATE LIMITED

No. of Loans: 1

Total Amount : 2.0 cr

19

REAL TOUCH FINANCE LIMITED

No. of Loans: 1

Total Amount : 2.0 cr

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Charges

State Bank of India
Union Bank of India
Indian Overseas Bank
MAANAVEEYA DEVELOPMENT & FINANCE PRIVATE LIMITED
Others

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
AMOHA REAL SOLUTIONS PRIVATE LIMITED
Active
1.0 L 1 Tamil Nadu
E SCHOOLBOY.COM PRIVATE LIMITED
Active
9.0 L 1 Tamil Nadu
JAYA OHILVI ENERGY PRIVATE LIMITED
Active
7.5 L 1 Tamil Nadu
CANAAN MILK AND ALLIED PRODUCTS LIMITED
Strike Off
61.5 L 2 Tamil Nadu

Tofler Score

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Risk

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About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Registered Details

CIN

U65929TN2008PLC068502

PAN

AACCV9529Q

Incorporation

2008, 17.3 years

Company Email

accounts@virutcham.org

Paid up Capital

₹ 18.0 Cr

Authorised Capital

₹ 20.0 Cr

AGM

Aug 2024

Type

Public
Others

FAQ - VIRUTCHAM MICROFINANCE LIMITED

What is the incorporation date of VIRUTCHAM MICROFINANCE LIMITED?

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The incorporation date of VIRUTCHAM MICROFINANCE LIMITED is 08 July, 2008

What is the authorized share capital of VIRUTCHAM MICROFINANCE LIMITED?

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The authorized share capital of VIRUTCHAM MICROFINANCE LIMITED is INR ₹ 20.0 Cr.

What is the paid-up capital of VIRUTCHAM MICROFINANCE LIMITED?

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The paid-up capital of VIRUTCHAM MICROFINANCE LIMITED is INR ₹ 18.0 Cr.

What is the registered address of VIRUTCHAM MICROFINANCE LIMITED?

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The registered address of VIRUTCHAM MICROFINANCE LIMITED is Plot No 1, Mullai Tower, Mullai Nagar South, Thanakkankulam,Thirunagar, Madurai, Madurai, Tamil Nadu, India, 625006 - 625006

What is the CIN number of VIRUTCHAM MICROFINANCE LIMITED?

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The CIN number of VIRUTCHAM MICROFINANCE LIMITED is U65929TN2008PLC068502.

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