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SMART CREDIT INDIA FINANCE LIMITED

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Updated: 17 Oct 2025

Smart Credit India Finance Limited, is an unlisted public company incorporated on 06 June, 1996. It is classified as a public limited company and is located in Tiruchirappalli, Tamil Nadu. It's authorized share capital is INR 1.00 cr and the total paid-up capital is INR 92.80 lac.

Smart Credit India Finance Limited's operating revenue range is Under INR 1 cr for the financial year ending on 31 March, 2020. It's EBITDA has decreased by 70.22% over the previous year. At the same time, it's book networth has increased by 4.0%.

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Subscription Plans
Industry and products
Finance
  • Financial and Credit leasing activities, HIRE PURCHASE / VEHICLE FINANCE AND OTHER LOANS
Company size
Auth Capital
₹ 1.0 Cr
Paidup Capital
₹ 92.8 L
Revenue
Not Available
# Key metrics of Smart Credit India Finance Limited - All rupee values in INR lacs. Based on March 2020 numbers. | Metric | Value | Change | |---|---|---| | Auth Capital | ₹ 1.0 Cr | | | Paidup Capital | ₹ 92.8 L | | | Revenue | Not Available | | | Total Revenue | Details available with Tofler Pro subscription | 11.44% | | EBITDA | Details available with Tofler Pro subscription | -70.22% | | Net Profit | Details available with Tofler Pro subscription | -65.98% | | Networth | Details available with Tofler Pro subscription | 4.0% | | Borrowings | Details available with Tofler Pro subscription | None% | | Assets | Details available with Tofler Pro subscription | 15.64% | | Gross Margin | Details available with Tofler Pro subscription | 0.0 | | Operating Margin | Details available with Tofler Pro subscription | -56.1 | | Net Profit Margin | Details available with Tofler Pro subscription | -39.55 | | Return on Equity | Details available with Tofler Pro subscription | -7.91 | | ROCE | Details available with Tofler Pro subscription | -10.56 | | Debt to Equity | Details available with Tofler Pro subscription | 0.0 |
Key Metrics

** All rupee values in INR lacs.

Total Revenue
11.44%
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EBITDA
-70.22%
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Net Profit
-65.98%
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Networth
4.0%
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Borrowings
-
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Assets
15.64%
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Gross Margin
-
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Operating Margin
-56.1
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Net Profit Margin
-39.55
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Return on Equity
-7.91
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ROCE
-10.56
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Debt to Equity
-
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Sales
Mar 2020
Net worth
Mar 2020

Locations

indian flag India (1)
State Type Address

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People

Designation Name DIN/PAN Tenure
Director Mookaih Sivasubramaniyam
Shareholder
00275686 29 years
Director . Balasubramanian Senthil Kumar 01408146 3 years
Director Ramachandran Balashanmugam 07204882 3 years
Director Geetha Ramachandran 07205190 3 years
Director Ganesan Sundar 09814021 2 years

Financial Highlights

** All numbers in INR lacs
Mar 2016 Mar 2017 Mar 2018 Mar 2019 Mar 2020
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Networth
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Margins

Gross margin
Operating margin
Net margin

Balance Sheet

%
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Total assets

Charges on assets

As per information available, the company has no registered charges.

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
SHREE SARAVANAVEL POLYWEAVES PRIVATE LIM ITED
Strike Off
1.0 L 1 Tamil Nadu
SRI SHANMUGA POLYMERS PRIVATE LIMITED
Active
5.0 Cr 1 Tamil Nadu
SHRI SHANMUGA AGGREGATES AND INFRA PRIVATE LIMITED
Active
10.0 L 1 Tamil Nadu
SRI SHANMUGA SKY POWER PRIVATE LIMITED
Active
10.0 L 1
ECO BUGS INDIA PRIVATE LIMITED
Active
1.0 L 1 Tamil Nadu
SRI VEDHAAH MINING PRIVATE LIMITED
Active
1.0 L 1 Tamil Nadu
VEDHAAH POWER PRIVATE LIMITED
Active
1.0 Cr 1 Tamil Nadu
VEDHACAPITAL FACILITY MANAGEMENT PRIVATE LIMITED
Active
1.0 L 1 Tamil Nadu
SUVANA ENTERPRISES PRIVATE LIMITED
Active
1.0 Cr 1 Tamil Nadu

Tofler Score

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Risk

Severe Risk
  • No risks identified
Moderate Risk
  • No risks identified
Low Risk
  • No risks identified
About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Registered Details

CIN

U65191TN1996PLC035675

PAN

AACCK3640B

Incorporation

1996, 29.4 years

Company Email

finance@smartcreditfinance.in

Paid up Capital

₹ 92.8 L

Authorised Capital

₹ 1.0 Cr

AGM

Sep 2023

Type

Public
Non-government Company

FAQ - SMART CREDIT INDIA FINANCE LIMITED

What is the incorporation date of SMART CREDIT INDIA FINANCE LIMITED?

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The incorporation date of SMART CREDIT INDIA FINANCE LIMITED is 06 June, 1996

What is the authorized share capital of SMART CREDIT INDIA FINANCE LIMITED?

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The authorized share capital of SMART CREDIT INDIA FINANCE LIMITED is INR ₹ 1.0 Cr.

What is the paid-up capital of SMART CREDIT INDIA FINANCE LIMITED?

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The paid-up capital of SMART CREDIT INDIA FINANCE LIMITED is INR ₹ 92.8 L.

What is the registered address of SMART CREDIT INDIA FINANCE LIMITED?

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The registered address of SMART CREDIT INDIA FINANCE LIMITED is Nachiyar Towers, 5/26 E.V.R Salai, K.K Nagar Trichy Tiruchirappalli Tamil Nadu - 620021

What is the CIN number of SMART CREDIT INDIA FINANCE LIMITED?

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The CIN number of SMART CREDIT INDIA FINANCE LIMITED is U65191TN1996PLC035675.

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