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HOME CREDIT INDIA FINANCE PRIVATE LIMITED

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All Companies ›
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HOME CREDIT INDIA FINANCE PRIVATE LIMITED
Active
Updated: 31 Oct 2025

The company provides consumer financing services. It offers loans for home appliance, mobile phone, laptop, and two wheeler purchases.

Home Credit India Finance Private Limited, is an unlisted private company incorporated on 01 October, 1997. It is classified as a private limited company and is located in , Delhi. It's authorized share capital is INR 2,100.00 cr and the total paid-up capital is INR 1,320.20 cr.

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Industry and products
Finance
  • mobile phone, and two wheeler loans, home appliance, electronic, laptop
Company size
Auth Capital
₹ 2,100.0 Cr
Paidup Capital
₹ 1,320.2 Cr
Revenue
₹ 1500-1750 cr
# Key metrics of Home Credit India Finance - All rupee values in INR crores. Based on March 2023 numbers. | Metric | Value | Change | |---|---|---| | Auth Capital | ₹ 2,100.0 Cr | | | Paidup Capital | ₹ 1,320.2 Cr | | | Revenue | ₹ 1500-1750 cr | | | Total Revenue | Details available with Tofler Pro subscription | -4.36% | | EBITDA | Details available with Tofler Pro subscription | 10.23% | | Net Profit | Details available with Tofler Pro subscription | None% | | Networth | Details available with Tofler Pro subscription | 4.31% | | Borrowings | Details available with Tofler Pro subscription | 15.51% | | Assets | Details available with Tofler Pro subscription | 12.02% | | Gross Margin | Details available with Tofler Pro subscription | None | | Operating Margin | Details available with Tofler Pro subscription | 4.5 | | Net Profit Margin | Details available with Tofler Pro subscription | 7.65 | | Return on Equity | Details available with Tofler Pro subscription | 7.16 | | ROCE | Details available with Tofler Pro subscription | 611.07 | | Debt to Equity | Details available with Tofler Pro subscription | 0.17 |
Key Metrics

** All rupee values in INR crores. Based on March 2023 numbers.

Total Revenue
-4.36%
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EBITDA
10.23%
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Net Profit
-
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Networth
4.31%
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Borrowings
15.51%
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Assets
12.02%
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Gross Margin
-
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Operating Margin
4.5
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Net Profit Margin
7.65
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Return on Equity
7.16
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ROCE
611.07
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Debt to Equity
0.17
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Sales
Mar 2023
Net worth
Mar 2023

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Locations

indian flag India (1)
State Type Address

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People

Designation Name DIN/PAN Tenure
Director Chittranjan Dua 00036080 0 years
Director Kunnawalkam Elayavalli Ranganathan . 00058990 1 years
Director Kuppusamy Iyengar Gopaladesikan 00067107 1 years
Director Deepali Pant Joshi 07139051 1 years

Financial Highlights

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Balance Sheet

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Total assets

Charges on assets

Bank wise
Charges
1

Catalyst Trusteeship Limited

No. of Loans: 1

Total Amount : 3,000.0 cr

2

The Federal Bank Limited

No. of Loans: 2

Total Amount : 500.0 cr

3

Axis Bank Limited

No. of Loans: 1

Total Amount : 350.0 cr

4

DBS BANK INDIA LIMITED

No. of Loans: 2

Total Amount : 205.0 cr

5

PIRAMAL TRUSTEESHIP SERVICES PRIVATE LIMITED

No. of Loans: 1

Total Amount : 70.0 cr

6

HDFC Bank Limited

No. of Loans: 1

Total Amount : 50.0 cr

7

DCB Bank Limited

No. of Loans: 1

Total Amount : 0.4 cr

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Charges

Catalyst Trusteeship Limited
The Federal Bank Limited
Axis Bank Limited
DBS BANK INDIA LIMITED
Others

Company Network

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Tofler Score

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Risk

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About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Registered Details

CIN

U65910DL1997PTC422426

PAN

AABCR6548L

Incorporation

1997, 28.1 years

Company Email

in.hcin.compliance@homecredit.co.in

Paid up Capital

₹ 1,320.2 Cr

Authorised Capital

₹ 2,100.0 Cr

AGM

Jul 2025

Type

Private
Others

FAQ - HOME CREDIT INDIA FINANCE PRIVATE LIMITED

What is the incorporation date of HOME CREDIT INDIA FINANCE PRIVATE LIMITED?

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The incorporation date of HOME CREDIT INDIA FINANCE PRIVATE LIMITED is 01 October, 1997

What is the authorized share capital of HOME CREDIT INDIA FINANCE PRIVATE LIMITED?

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The authorized share capital of HOME CREDIT INDIA FINANCE PRIVATE LIMITED is INR ₹ 2,100.0 Cr.

What is the paid-up capital of HOME CREDIT INDIA FINANCE PRIVATE LIMITED?

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The paid-up capital of HOME CREDIT INDIA FINANCE PRIVATE LIMITED is INR ₹ 1,320.2 Cr.

What is the registered address of HOME CREDIT INDIA FINANCE PRIVATE LIMITED?

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The registered address of HOME CREDIT INDIA FINANCE PRIVATE LIMITED is S-7, Second Floor, Manish Chambers 4, Plot No. 7, LSC, Sector-12, Dwarka, District Court Complex Dwarka, South West Delhi, Delhi, Delhi, India, 110075 - 110075

What is the CIN number of HOME CREDIT INDIA FINANCE PRIVATE LIMITED?

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The CIN number of HOME CREDIT INDIA FINANCE PRIVATE LIMITED is U65910DL1997PTC422426.

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