Not registered yet? Get a free account.

Sign Up
search icon cancel icon

BHARTIYA MICRO CREDIT

Under CIRP
Updated: 26 Sep 2025

The company engaged in microfinance operations. It offers scholarship, health education, financial literacy, and community health facilitator training programs and microfinance to below poverty line women.

Bhartiya Micro Credit, is an unlisted private company incorporated on 17 January, 2008. It is classified as a not for profit company and is located in , Uttar Pradesh. It's authorized share capital is INR 20.00 cr and the total paid-up capital is INR 20.00 cr.

Read more

Subscription Plans
Industry and products
Finance
  • financial literacy, Scholarship, and community health facilitator training programs, health education, as well as provides microfinance to below poverty line women.
Company size
Auth Capital
₹ 20.0 Cr
Paidup Capital
₹ 20.0 Cr
Revenue
Not Available
# Key metrics of Bhartiya Micro Credit - All rupee values in INR crores. Based on March 2018 numbers. | Metric | Value | Change | |---|---|---| | Auth Capital | ₹ 20.0 Cr | | | Paidup Capital | ₹ 20.0 Cr | | | Revenue | Not Available | | | Total Revenue | Details available with Tofler Pro subscription | 44.58% | | EBITDA | Details available with Tofler Pro subscription | 51.28% | | Net Profit | Details available with Tofler Pro subscription | 36.18% | | Networth | Details available with Tofler Pro subscription | 44.99% | | Borrowings | Details available with Tofler Pro subscription | 112.1% | | Assets | Details available with Tofler Pro subscription | 94.46% | | Gross Margin | Details available with Tofler Pro subscription | 0.0 | | Operating Margin | Details available with Tofler Pro subscription | 2.83 | | Net Profit Margin | Details available with Tofler Pro subscription | -0.85 | | Return on Equity | Details available with Tofler Pro subscription | -1.22 | | ROCE | Details available with Tofler Pro subscription | -35.34 | | Debt to Equity | Details available with Tofler Pro subscription | 2.34 |
Key Metrics

** All rupee values in INR crores. Based on March 2018 numbers.

Total Revenue
44.58%
₹ GET PRO
EBITDA
51.28%
₹ GET PRO
Net Profit
36.18%
₹ GET PRO
Networth
44.99%
₹ GET PRO
Borrowings
112.1%
₹ GET PRO
Assets
94.46%
₹ GET PRO
Gross Margin
-
GET PRO %
Operating Margin
2.83
GET PRO %
Net Profit Margin
-0.85
GET PRO %
Return on Equity
-1.22
GET PRO %
ROCE
-35.34
GET PRO %
Debt to Equity
2.34
GET PRO
Sales
Mar 2018
Net worth
Mar 2018

Locations

indian flag India (1)
State Type Address

location icon Locations on Map

Map placeholder

People

Designation Name DIN/PAN Tenure
Managing Director Vijay Pandey
Shareholder
01301383 18 years
Director Krishna Murari Kumar 07599868 9 years
Director Deepika Malik 07687437 9 years

Financial Highlights

** All numbers in INR crores
Mar 2015 Mar 2016 Mar 2017 Mar 2018
Sales GET PRO GET PRO GET PRO GET PRO
Operating profit GET PRO GET PRO GET PRO GET PRO
Net profit GET PRO GET PRO GET PRO GET PRO
Gross margin GET PRO GET PRO GET PRO GET PRO
Operating margin GET PRO GET PRO GET PRO GET PRO
Net margin GET PRO GET PRO GET PRO GET PRO
Networth
Borrowings GET PRO GET PRO GET PRO GET PRO
Assets GET PRO GET PRO GET PRO GET PRO
Debt to equity GET PRO GET PRO GET PRO GET PRO
Current ratio GET PRO GET PRO GET PRO GET PRO
ROE GET PRO GET PRO GET PRO GET PRO
Days payable GET PRO GET PRO GET PRO GET PRO
WC days GET PRO GET PRO GET PRO GET PRO
chart icon

Margins

Gross margin
Operating margin
Net margin

Balance Sheet

%
** All numbers in INR crores
Mar 2015 Mar 2016 Mar 2017 Mar 2018
Equity Capital GET PRO GET PRO GET PRO GET PRO
Reserves GET PRO GET PRO GET PRO GET PRO
Borrowings + GET PRO GET PRO GET PRO GET PRO
Long term borrowings GET PRO GET PRO GET PRO GET PRO
Short term borrowings GET PRO GET PRO GET PRO GET PRO
Trade payables + GET PRO GET PRO GET PRO GET PRO
Days payable GET PRO GET PRO GET PRO GET PRO
Other liabilities + GET PRO GET PRO GET PRO GET PRO
Other non-current liabilities GET PRO GET PRO GET PRO GET PRO
Other current liabilities GET PRO GET PRO GET PRO GET PRO
Total liabilities GET PRO GET PRO GET PRO GET PRO
Fixed Assets + GET PRO GET PRO GET PRO GET PRO
Tangible assets GET PRO GET PRO GET PRO GET PRO
CWIP GET PRO GET PRO GET PRO GET PRO
Intangible assets GET PRO GET PRO GET PRO GET PRO
LT loans and advances GET PRO GET PRO GET PRO GET PRO
Other non-current assets GET PRO GET PRO GET PRO GET PRO
Current assets + GET PRO GET PRO GET PRO GET PRO
Inventories GET PRO GET PRO GET PRO GET PRO
Trade receivables GET PRO GET PRO GET PRO GET PRO
Cash and cash equivalents GET PRO GET PRO GET PRO GET PRO
ST loans and advances GET PRO GET PRO GET PRO GET PRO
Other current assets GET PRO GET PRO GET PRO GET PRO
Total assets GET PRO GET PRO GET PRO GET PRO
chart icon

Total assets

Charges on assets

Bank wise
Charges
1

Capital First Limited

No. of Loans: 5

Total Amount : 66.0 cr

2

Yes Bank Limited

No. of Loans: 1

Total Amount : 65.0 cr

3

UCO Bank

No. of Loans: 6

Total Amount : 28.2 cr

4

MUTHOOT CAPITAL SERVICES LIMITED

No. of Loans: 3

Total Amount : 25.0 cr

5

MAS Financial Services Limited

No. of Loans: 7

Total Amount : 22.0 cr

6

Union Bank of India

No. of Loans: 5

Total Amount : 21.5 cr

7

Vijaya Bank

No. of Loans: 3

Total Amount : 18.0 cr

8

Indian Bank

No. of Loans: 3

Total Amount : 18.0 cr

9

Bank of Baroda

No. of Loans: 2

Total Amount : 15.0 cr

10

ANANYA FINANCE FOR INCLUSIVE GROWTH PRIVATE LIMITED

No. of Loans: 6

Total Amount : 13.0 cr

11

Reliance Capital Limited

No. of Loans: 2

Total Amount : 12.0 cr

12

KASHI GOMTI SAMYUT GRAMIN BANK

No. of Loans: 3

Total Amount : 11.7 cr

13

J.C. FLOWERS ASSET RECONSTRUCTION PRIVATE LIMITED

No. of Loans: 1

Total Amount : 10.0 cr

14

NABARD FINANCIAL SERVICES LIMITED

No. of Loans: 2

Total Amount : 10.0 cr

15

NABKISAN FINANCE LIMITED

No. of Loans: 1

Total Amount : 10.0 cr

16

NABSAMRUDDHI FINANCE LIMITED

No. of Loans: 1

Total Amount : 10.0 cr

17

DELHI FINANCIAL CORPORATION

No. of Loans: 1

Total Amount : 9.0 cr

18

MICRO UNITS DEVELOPMENT & REFINANCE AGENCY LIMITED

No. of Loans: 1

Total Amount : 8.0 cr

19

BHARATIYA MAHILA BANK LIMITED

No. of Loans: 2

Total Amount : 6.4 cr

20

Small Industries Development Bank of India

No. of Loans: 3

Total Amount : 6.0 cr

21

RELIANCE COMMERCIAL FINANCE LIMITED

No. of Loans: 1

Total Amount : 5.0 cr

22

Punjab and Sind Bank

No. of Loans: 1

Total Amount : 5.0 cr

23

Micro Units Development & Refinance Agency Limited

No. of Loans: 2

Total Amount : 4.0 cr

24

State Bank of Bikaner and Jaipur

No. of Loans: 2

Total Amount : 4.0 cr

25

Central Bank of India

No. of Loans: 1

Total Amount : 4.0 cr

26

State Bank of Patiala

No. of Loans: 1

Total Amount : 4.0 cr

27

ECLEAR LEASING AND FINANCE PRIVATE LIMITED

No. of Loans: 1

Total Amount : 3.0 cr

28

SATIN CREDITCARE NETWORK LIMITED

No. of Loans: 1

Total Amount : 3.0 cr

29

Bank of Maharashtra

No. of Loans: 2

Total Amount : 3.0 cr

30

Reliance Home Finance Limited

No. of Loans: 1

Total Amount : 3.0 cr

31

BHARTIYA MAHILA BANK

No. of Loans: 1

Total Amount : 2.6 cr

32

Punjab National Bank

No. of Loans: 1

Total Amount : 0.8 cr

33

NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT

No. of Loans: 1

Total Amount : 0.2 cr

chart icon

Charges

Capital First Limited
Yes Bank Limited
UCO Bank
MUTHOOT CAPITAL SERVICES LIMITED
Others

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
BHARTIYA MAYA CREDIT SERVICES PRIVATE LIMITED
Active
1.0 L 1 Uttar Pradesh
NIMISHA FINANCE INDIA PRIVATE LIMITED
Active
5.2 Cr 1 Uttar Pradesh
GREENWEAR CLOTHING LLP
Active
10.0 L 1 Pradesh
SHIKHAR MICROFINANCE PRIVATE LIMITED
Active
22.7 Cr 1 Delhi

Tofler Score

score img
Poor
Fair
Good
Very Good
Excellent

Risk

Severe Risk
  • No risks identified
Moderate Risk
  • No risks identified
Low Risk
  • No risks identified
About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

Read more

Registered Details

CIN

U65992UP2008NPL034486

PAN

AADCB3497N

Incorporation

2008, 17.8 years

Company Email

bmclko@gmail.com

Paid up Capital

₹ 20.0 Cr

Authorised Capital

₹ 20.0 Cr

AGM

Sep 2018

Type

Private
Others

FAQ - BHARTIYA MICRO CREDIT

What is the incorporation date of BHARTIYA MICRO CREDIT?

plus icon

The incorporation date of BHARTIYA MICRO CREDIT is 17 January, 2008

What is the authorized share capital of BHARTIYA MICRO CREDIT?

plus icon

The authorized share capital of BHARTIYA MICRO CREDIT is INR ₹ 20.0 Cr.

What is the paid-up capital of BHARTIYA MICRO CREDIT?

plus icon

The paid-up capital of BHARTIYA MICRO CREDIT is INR ₹ 20.0 Cr.

What is the registered address of BHARTIYA MICRO CREDIT?

plus icon

The registered address of BHARTIYA MICRO CREDIT is 645/A/57 PLOT NO.-15 JANKI VIHAR SECTOR - I JANKIPURAM, LUCKNOW, Uttar Pradesh, India, 226021 - 226021

What is the CIN number of BHARTIYA MICRO CREDIT?

plus icon

The CIN number of BHARTIYA MICRO CREDIT is U65992UP2008NPL034486.

Tofler, TWS Systems Private Limited and its officers respect the Intellectual Property Rights of all people. Tofler makes no claim of ownership or affiliation with any trademark (REGISTERED OR UNREGISTERED) that forms part of any Company/LLP name listed on this page. Trademarks, if any, listed on this page belong to... Read More