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AAVAS FINANCIERS LIMITED

www.auhfin.in
Active
Updated: 13 Nov 2025

The company provides retail housing finance services for low and middle income self-employed customers in semi-urban and rural areas

Aavas Financiers Limited, is a listed public company incorporated on 23 February, 2011. It is classified as a public limited company and is located in , Rajasthan. It's authorized share capital is INR 85.00 cr and the total paid-up capital is INR 79.17 cr.

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Subscription Plans
Industry and products
Finance
  • home loans, houses, or bungalows from builders or development authorities, including purchase loans for flats
Company size
Auth Capital
₹ 85.0 Cr
Paidup Capital
₹ 79.2 Cr
Revenue
₹ 2000-2250 cr
# Key metrics of Aavas Financiers Limited - All rupee values in INR crores. Based on March 2024 numbers. | Metric | Value | Change | |---|---|---| | Auth Capital | ₹ 85.0 Cr | | | Paidup Capital | ₹ 79.2 Cr | | | Revenue | ₹ 2000-2250 cr | | | Total Revenue | Details available with Tofler Pro subscription | 25.47% | | EBITDA | Details available with Tofler Pro subscription | 27.06% | | Net Profit | Details available with Tofler Pro subscription | 14.1% | | Networth | Details available with Tofler Pro subscription | 15.4% | | Borrowings | Details available with Tofler Pro subscription | 25.36% | | Assets | Details available with Tofler Pro subscription | 23.18% | | Gross Margin | Details available with Tofler Pro subscription | None | | Operating Margin | Details available with Tofler Pro subscription | 0.93 | | Net Profit Margin | Details available with Tofler Pro subscription | -2.42 | | Return on Equity | Details available with Tofler Pro subscription | -0.15 | | ROCE | Details available with Tofler Pro subscription | 7377.09 | | Debt to Equity | Details available with Tofler Pro subscription | 0.26 |
Key Metrics

** All rupee values in INR crores.

Total Revenue
25.47%
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EBITDA
27.06%
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Net Profit
14.1%
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Networth
15.4%
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Borrowings
25.36%
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Assets
23.18%
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Gross Margin
-
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Operating Margin
0.93
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Net Profit Margin
-2.42
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Return on Equity
-0.15
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ROCE
7377.09
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Debt to Equity
0.26
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Sales
Mar 2024
Net worth
Mar 2024

Locations

indian flag India (1)
State Type Address

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People

Designation Name DIN/PAN Tenure
Director Kalpana Kaushik Mazumdar
Shareholder
01874130 9 years
Director Sandeep Tandon 00054553 8 years
Director Soumya Rajan 03579199 6 years
Managing Director Sachinderpalsingh Jitendrasingh Bhinder 08697657 3 years
Additional Director Rohit Ranjan 00003480 0 years
Nominee Director Anant Jain 06648006 0 years
Nominee Director Siddharth Tapaswin Patel 07803802 0 years
Nominee Director Nikhil Omprakash Gahrotra 01277756 0 years

Financial Highlights

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Margins

Gross margin
Operating margin
Net margin

Balance Sheet

%

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Total assets

Charges on assets

Bank wise
Charges
1

National Housing Bank

No. of Loans: 14

Total Amount : 6,062.0 cr

2

Punjab National Bank

No. of Loans: 9

Total Amount : 3,200.0 cr

3

State Bank of India

No. of Loans: 5

Total Amount : 2,705.0 cr

4

IDBI Trusteeship Services Limited

No. of Loans: 10

Total Amount : 1,923.4 cr

5

HDFC Bank Limited

No. of Loans: 8

Total Amount : 1,455.2 cr

6

Canara Bank

No. of Loans: 5

Total Amount : 1,350.0 cr

7

Axis Bank Limited

No. of Loans: 6

Total Amount : 1,205.0 cr

8

Central Bank of India

No. of Loans: 6

Total Amount : 1,110.0 cr

9

UCO Bank

No. of Loans: 7

Total Amount : 800.0 cr

10

Bank of Baroda

No. of Loans: 22

Total Amount : 687.9 cr

11

Indian Bank

No. of Loans: 2

Total Amount : 650.0 cr

12

BANDHAN BANK LIMITED

No. of Loans: 1

Total Amount : 500.0 cr

13

The Federal Bank Limited

No. of Loans: 6

Total Amount : 475.0 cr

14

Union Bank of India

No. of Loans: 4

Total Amount : 385.0 cr

15

The Karnataka Bank Limited

No. of Loans: 2

Total Amount : 300.0 cr

16

Small Industries Development Bank of India

No. of Loans: 1

Total Amount : 300.0 cr

17

Bandhan Bank Limited

No. of Loans: 1

Total Amount : 250.0 cr

18

Oriental Bank of Commerce

No. of Loans: 3

Total Amount : 250.0 cr

19

ICICI Bank Limited

No. of Loans: 2

Total Amount : 205.0 cr

20

BEACON TRUSTEESHIP LIMITED

No. of Loans: 1

Total Amount : 200.0 cr

21

IDBI Bank Limited

No. of Loans: 1

Total Amount : 200.0 cr

22

The South Indian Bank Limited

No. of Loans: 3

Total Amount : 195.0 cr

23

Andhra Bank

No. of Loans: 3

Total Amount : 175.0 cr

24

Bank of India

No. of Loans: 1

Total Amount : 100.0 cr

25

SBI LIFE INSURANCE COMPANY LIMITED

No. of Loans: 1

Total Amount : 100.0 cr

26

Shinhan Bank

No. of Loans: 1

Total Amount : 50.0 cr

27

Corporation Bank

No. of Loans: 1

Total Amount : 50.0 cr

28

CSB Bank Limited

No. of Loans: 1

Total Amount : 45.0 cr

29

Kotak Mahindra Bank Limited

No. of Loans: 1

Total Amount : 25.0 cr

30

IndusInd Bank Limited

No. of Loans: 2

Total Amount : 25.0 cr

31

Indian Overseas Bank

No. of Loans: 27

Total Amount : 4.1 cr

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Charges

National Housing Bank
Punjab National Bank
State Bank of India
IDBI Trusteeship Services Limited
Others

Company Network

Companies connected through Directors

Name Status Paid up Capital Common Directors Address
CITIFINANCIAL HOME FINANCE INDIA LIMITED
Amalgamated
10.0 Cr 1 Delhi
CITICORP FINANCE (INDIA) LIMITED
Amalgamated
989.4 Cr 1 Maharashtra
CITICORP MARUTI FINANCE LIMITED
Amalgamated
59.2 Cr 1 Delhi
AZURE INFOTECH PRIVATE LIMITED
Amalgamated
4.0 L 1 Maharashtra
J T HOLDINGS PRIVATE LIMITED
Active
1.1 L 1 Maharashtra
3G WIRELESS COMMUNICATIONS PRIVATE LIMITED
Amalgamated
2.3 Cr 1 Maharashtra
EBONY ELECTRONICS PRIVATE LIMITED
Active
1.0 L 1 Maharashtra
SYRMA SERVICES AND SOLUTIONS PRIVATE LIMITED
Amalgamated
1.0 L 1 Maharashtra
WELLTIME TRADING AND SERVICES PRIVATE LIMITED
Active
1.1 L 1 Delhi
TOVYA AUTOMATION PRIVATE LIMITED
Strike Off
2.1 Cr 1 Maharashtra
CRUCIBLE TRADING COMPANY PRIVATE LIMITED
Amalgamated
7.0 L 1 Maharashtra
LITE BITE FOODS PRIVATE LIMITED
Active
1,267.4 Cr 1 Delhi
LITE BITE TRAVEL FOODS PRIVATE LIMITED
Active
210.0 Cr 1
360 ONE WAM LIMITED
Active
40.5 Cr 1 Maharashtra
TANCOM ELECTRONICS PRIVATE LIMITED
Active
6.0 Cr 1 Maharashtra
INFINX TECHNOLOGY SOLUTIONS PRIVATE LIMITED
Active
6.2 Cr 1 Maharashtra
RADICAL PLASTICS PRIVATE LIMITED
Active
2.9 L 1 Maharashtra
LITE BITE FOODS TRES PRIVATE LIMITED
Active
10.8 Cr 1 Delhi
INFINX SERVICES PRIVATE LIMITED
Amalgamated
24.0 L 1 Maharashtra
SYRMA SGS TECHNOLOGY LIMITED
Active
192.5 Cr 1 Maharashtra
DREAMPLUG TECHNOLOGIES PRIVATE LIMITED
Active
25.9 Cr 1 Maharashtra
CREIXENT SPECIAL STEELS LIMITED
Amalgamated
10.0 Cr 1 Maharashtra
GOLD WIND PROPERTIES PRIVATE LIMITED
Active
1.0 L 1 Maharashtra
JSW ISPAT SPECIAL PRODUCTS LIMITED
Amalgamated
995.5 Cr 1 Maharashtra
CLIX FINANCE INDIA PRIVATE LIMITED
Amalgamated
411.0 Cr 1 Delhi
CVC ADVISERS (INDIA) PRIVATE LIMITED
Active
4.5 Cr 2 Maharashtra
FULCRUM PAYMENT SOLUTIONS & SERVICES PRIVATE LIMITED
Strike Off
1.0 L 1 Maharashtra
AKSHAYAKALPA FARMS AND FOODS PRIVATE LIMITED
Active
43.1 Cr 1 Karnataka
SVAKARMA FINANCE PRIVATE LIMITED
Active
63.6 Cr 1 Maharashtra
THE RAJAN FAMILY CHARITABLE FOUNDATION
Active
1.0 L 1 Maharashtra
SWAMI SWAPRAKASHANANDA EDUCATION AND HEALTHCARE FOUNDATION
Active
1.0 L 1 Maharashtra
S R IYER AND SRILATA IYER MUSIC FOUNDATION
Active
1.0 L 1 Maharashtra
WATERFIELD FOUNDATION
Active
1.0 L 1 Maharashtra
Waterfield Sponsor LLP
Inactive for e-filing
1.0 L 1 sh
MUKUND RAJAN CONSULTANTS LLP
Active
1.0 L 1 Maharashtra
CENTER FOR STUDY OF SCIENCE TECHNOLOGY AND POLICY
Active
1.0 L 1 Karnataka
WATERFIELD FINANCIAL AND INVESTMENT ADVISORS PRIVATE LIMITED
Active
54.5 Cr 1
WATERFIELD ADVISORS PRIVATE LIMITED
Active
5.6 Cr 1 Maharashtra
WATERFIELD INTERNATIONAL IFSC PRIVATE LIMITED
Active
5.1 Cr 1 Gujarat
WATERFIELD FUND MANAGERS PRIVATE LIMITED
Active
10.0 Cr 1 Maharashtra
AIRPLAZA RETAIL HOLDINGS PRIVATE LIMITED
Active
10.0 Cr 1 Haryana
VISHAL MEGA MART LIMITED
Active
4,508.7 Cr 1 Haryana
COHIZON LIFE SCIENCES LIMITED
Active
3.2 Cr 2 Maharashtra
HEALTHCARE GLOBAL ENTERPRISES LIMITED
Active
139.4 Cr 1 Karnataka
IRELIA SPORTS INDIA PRIVATE LIMITED
Active
82.3 Cr 1

Subsidiary Companies

Name State / Country Incorporation Year Paidup Capital
AAVAS FINSERV LIMITED Rajasthan 2017 ₹ 15.0 Cr

Tofler Score

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Risk

Severe Risk
  • No risks identified
Moderate Risk
  • No risks identified
Low Risk
  • No risks identified
About Tofler Score
Tofler Score measures the quality of performance and integrity of a company. It is dependent on three key factors - Sustainability, Governance, and Growth.

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Registered Details

CIN

L65922RJ2011PLC034297

PAN

AAJCA2237M

Incorporation

2011, 14.7 years

Company Email

secretarial@aavas.in

Paid up Capital

₹ 79.2 Cr

Authorised Capital

₹ 85.0 Cr

AGM

Sep 2025

Type

Public
Others

FAQ - AAVAS FINANCIERS LIMITED

What is the incorporation date of AAVAS FINANCIERS LIMITED?

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The incorporation date of AAVAS FINANCIERS LIMITED is 23 February, 2011

What is the authorized share capital of AAVAS FINANCIERS LIMITED?

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The authorized share capital of AAVAS FINANCIERS LIMITED is INR ₹ 85.0 Cr.

What is the paid-up capital of AAVAS FINANCIERS LIMITED?

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The paid-up capital of AAVAS FINANCIERS LIMITED is INR ₹ 79.2 Cr.

What is the registered address of AAVAS FINANCIERS LIMITED?

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The registered address of AAVAS FINANCIERS LIMITED is 201-202, 2nd Floor, South End Square Mansarover Industrial Area, Jaipur - 302, 020, Jaipur, Jaipur, Rajasthan, India, 302020 - 302020

What is the CIN number of AAVAS FINANCIERS LIMITED?

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The CIN number of AAVAS FINANCIERS LIMITED is L65922RJ2011PLC034297.

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