NFBC; Non-Banking Financial Companies are the establishments that provide financial services and banking facilities without meeting the legal definition of a Bank. They are covered under the Companies Act, 1956 of India and engaged in the business of loans and advances, acquisition of shares, stock, bonds, hire-purchase insurance business.
NBFC count for a 13.7% rise in the GDP of our country, most people prefer NBFCs over banks as they find them safe, efficient, and quick in assisting with financial requirements. There are many NBFC companies in India that has been growing and serving the people of India, here is the list of top NBFC companies in India:
Power Finance Corporation Limited
Power Finance Corporation Limited was founded in 1986. Power Finance Corporation Limited is well-known financial assistance to different power projects in the country. It supports organizations involved in power generation, transmission, and distribution. Power Finance Corporation Limited has eight directors – Ravinder Singh Dhillon, Rajiv Ranjan Jha, and others.
| Operating Revenue | Over INR 500 cr |
| EBITDA | 18.67 % |
| Networth | 9.30 % |
| Debt/Equity Ratio | 6.10 |
| Return on Equity | 14.69 % |
[[L65910DL1986GOI024862]]
Shriram Transport Finance Company Limited
Shriram Transport Finance Company Limited was founded in 1979. It focuses on funding commercial and business vehicles, light duty trucks, heavy duty trucks, passenger vehicles, and farm equipment. Its specialization is in general insurance, mutual funds, common assets & stock broking. Shriram Transport Finance Company Limited has nine directors – Srinivasan Sridhar, Srinivasa Chakravarthy Yalamati, and others.
| Operating Revenue | Over INR 500 cr |
| EBITDA | 49.49 % |
| Networth | 25.96 % |
| Debt/Equity Ratio | 5.62 |
| Return on Equity | 16.19 % |
[[L65191TN1979PLC007874]]
Bajaj Finance Limited
Bajaj Finance Limited, popularly known as Bajaj Finance, it was founded in 1987. It offers lifestyle finance, EMI cards, personal loans, loan against fixed deposits, extended warranties, gold loans, professional loans, home loans, retail EMIs. Bajaj Finance Limited has eight directors – Sanjivnayan Rahulkumar Bajaj, Rajivnayan Rahulkumar Bajaj, and others.
| Operating Revenue | Over INR 500 cr |
| EBITDA | 38.99 % |
| Networth | 18.44 % |
| Debt/Equity Ratio | 4.51 |
| Return on Equity | 19.89 % |
[[L65910MH1987PLC042961]]
Mahindra & Mahindra Financial Services Limited
Mahindra & Mahindra Financial Services Limited was founded in 1991. It is one of the most renowned organizations that offers insurance services, rural housing financial services, corporate advances, working capital advances, vehicle advances, and much more. Mahindra And Mahindra Financial Services Limited has nine directors – Rama Bijapurkar, Dhananjay Narendra Mungale, and others.
| Operating Revenue | Over INR 500 cr |
| EBITDA | 46.75 % |
| Networth | 17.25 % |
| Debt/Equity Ratio | 5.04 |
| Return on Equity | 14.27 % |
[[L65921MH1991PLC059642]]
Muthoot Finance Ltd
Muthoot Finance Ltd began as a small lender from a village in Kerala. Muthoot Finance Ltd sanctions loans only against pledge of gold ornaments. It is a leader in India’s gold loan and finance market. They also offer money transfers, wealth management services, foreign exchange services, travel, and tourism services. Muthoot Vehicle & Asset Finance Limited has six directors – George Alexander Muthoot, Anna Alexander, and others.
| Operating Revenue | INR 1 cr – 100 cr |
| EBITDA | 139.89 % |
| Networth | 10.47 % |
| Debt/Equity Ratio | 3.79 |
| Return on Equity | 11.31 % |
[[U65910KL1992PLC006544]]
HDB Finance Services
HDB Financial Services is fastest growing NBFC operated by India’s famous private-sector HDFC Bank. It offers a variety financial loans like auto loans, gold loans, new to credit loans, enterprise business loans, construction equipment loans etc. Hdb Financial Services Limited has seven directors – Venkatraman Srinivasan, Amla Ashim Samanta, and others.
| Operating Revenue | Over INR 500 cr |
| EBITDA | 45.53 % |
| Networth | 15.74 % |
| Debt/Equity Ratio | 6.67 |
| Return on Equity | 16.07 % |
[[U65993GJ2007PLC051028]]
Tata Capital Financial Services Ltd
Tata Capital Financial Services Limited is one of the leading NBFCs in India. It is subsidiary of Tata Sons Limited, founded in 2007. it is a subsidiary of Tata Sons Limited. It is one-stop financial service provider that fulfils the different needs of retail, corporate and institutional customers across businesses. Tata Capital Financial Services Limited has five directors – Farokh Nariman Subedar, Rajiv Sabharwal, and others.
| Operating Revenue | Over INR 500 cr |
| EBITDA | 21.85 % |
| Networth | 22.08 % |
| Debt/Equity Ratio | 6.58 |
| Return on Equity | 9.73 % |
[[U67100MH2010PLC210201]]
Aditya Birla Finance Ltd.
Aditya Birla Finance Limited, ranks among the top 5 NBFCs in India. It was incorporated in year 1991, providing customized solutions to corporate finance to commercial mortgage, and from capital markets to structured finance. Aditya Birla Finance Limited has seven directors – Subhash Chandra Bhargava, Jitender Balakrishnan, and others.
| Operating Revenue | Over INR 500 cr |
| EBITDA | 24.15 % |
| Networth | 17.33 % |
| Debt/Equity Ratio | 6.02 |
| Return on Equity | 11.71 % |
[[U65990GJ1991PLC064603]]
